Become a partner
Be part of the farm.
Be part of the harvest.
We bring together like-minded people to grow bananas on professionally managed farmland — powered by data, AI and hands-on agronomy.
How it works
You contribute toward a farming cycle. CoFarm handles everything on the ground. The harvest is shared.
Each cycle runs roughly 12–14 months. The partnership is a three-cycle commitment — principal returns with your third harvest share at the end of year three.
Farm economics,
in the open
Every cycle carries input costs — land lease, saplings and infrastructure, manure and nutrients, labour, AI monitoring — set against harvest proceeds. What is left after operational costs is shared.
Cycles 2 and 3 carry no repeat infrastructure cost, which is where the model earns its shape.
Request the full cycle P&L| Illustrative 1-acre cycle | Cycle 1 | Cycle 2 | Cycle 3 |
|---|---|---|---|
| Land lease | — | — | — |
| Saplings & infrastructure | — | nil | nil |
| Nutrients, manure & labour | — | — | — |
| Maintenance & misc. | — | — | — |
| Harvest proceeds | — | — | — |
| Your 50% share | — | — | — |
Figures are shared during the partner onboarding discussion and vary by project. Actual proceeds depend on yield, market prices and farm performance. This is agricultural produce, subject to natural variability — not a guaranteed financial return.
Planting both reduces exposure to price swings and seasonal demand shifts.
Information technology, at the core of the field
Agronomy decisions made on data rather than habit — and occasionally, on something a human consultant missed.
Six categories of risk, managed deliberately rather than hoped away.
Three production cycles.
Real challenges. Real learnings.
What follows is not a polished pitch. It is the honest account of three real cycles — what we got right, what challenged us, and how each season made the operation stronger.
Every challenge above was lived, not theorised. Three cycles have shaped an operation that is leaner, more disciplined and more resilient than where we started.
Read the full cycle log
See your farm, every week
Your project dashboard, live milestone tracking, farm photo updates, monthly MIS reports, harvest details, P&L statements and direct messaging with the CoFarm team — with a push notification each time something changes.
- Documents signed digitally, in the app
- P&L published to every partner after each harvest
- Farm visits welcome — arrange one with the team any time
Are returns guaranteed?+
No. This is farming — proceeds depend on actual yield, market prices and farm performance, all of which vary by season. What we do offer is full transparency, farm management built over three production cycles, and disciplined risk management across six categories.
When do I get my contribution back?+
The partnership runs on a three-year lock-in. Years one and two return your 50% share of each harvest; at the end of year three you receive your principal contribution back along with the third cycle's share.
What happens if the crop fails?+
Farming carries natural risk. AI-assisted diagnosis, certified planting material, drip irrigation and diversified varieties are there to minimise it. In a poor cycle, net proceeds may be lower or nil — partners share in the actual outcome, with MIS reporting throughout.
How is my contribution staged?+
10% on joining to reserve your project allocation, 70% once the partnership agreement is signed so land prep and planting can begin, and 20% three months in, covering the active growing phase.
Is my harvest share taxable?+
Under the Income Tax Act, 1961, agricultural income earned by a farming partnership entity may be exempt under Section 10(1), and a partner's share of profit is exempt under Section 10(2A). Terms and conditions apply — consult your CA, as treatment varies with residential status.
Start a conversation about the next cycle
Tell us roughly how many acres you are considering and we will share current project details, contribution figures and the cycle calendar.
No obligation — and we would rather you visited a farm before deciding anything.